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Cindy Bradley

Loan Officer

NMLS #279496

~Licensed in Wyoming, Colorado, & Nebraska~
Wallick & Volk, Inc. (Branch NMLS #287971)
229 Storey Blvd Ste B | Cheyenne, WY 82009

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Historical Primary Mortgage Market Survey® data provided by Freddie Mac
Important Disclosure


Disclaimer: Freddie Mac PMMS® data is provided "as is," with no warranties of any kind, express or implied, including, but not limited to, warranties of accuracy or implied warranties of merchantability or fitness for a particular purpose. Not all borrowers will qualify. Use of the data is at the user's sole risk. This chart is for illustrative purposes only. This is not a commitment to lend. Not all borrowers will qualify. These are the current national mortgage rates on popular loan products. Rates shown are not available in all states or to all borrowers.

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Your Monthly Payment: $667/month

Total Loan Amount: $240,000

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$
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This is not a commitment to lend. Not all borrowers will qualify. This is for illustrative purposes only and estimates are based on information you provided. Interest rates, mortgage insurance rates, and programs are subject to credit approval and available rates and terms will vary, sometimes drastically, based on borrower eligibility and program selected. For accurate interest rates and mortgage insurance rates please contact your mortgage consultant. For illustrative purposes FHA/VA and USDA loan amounts will include an estimate for the financed upfront MI amount.

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Your Monthly Payment: $667/month

Total Loan Amount: $240,000

MI rates provided by
$
$
%
+
yr
+
$
per year
$
per year
This is not a commitment to lend. Not all borrowers will qualify. This is for illustrative purposes only and estimates are based on information you provided. Interest rates, mortgage insurance rates, and programs are subject to credit approval and available rates and terms will vary, sometimes drastically, based on borrower eligibility and program selected. For accurate interest rates and mortgage insurance rates please contact your mortgage consultant. For illustrative purposes FHA/VA and USDA loan amounts will include an estimate for the financed upfront MI amount.

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You can afford $300,000

Your Monthly Payment: $667/month

Total Loan Amount: $240,000

MI rates provided by
$
$
$
%
+
yr
+
$
per year
$
per year
This is not a commitment to lend. Not all borrowers will qualify. This is for illustrative purposes only and estimates are based on information you provided. Interest rates, mortgage insurance rates, and programs are subject to credit approval and available rates and terms will vary, sometimes drastically, based on borrower eligibility and program selected. For accurate interest rates and mortgage insurance rates please contact your mortgage consultant. For illustrative purposes FHA/VA and USDA loan amounts will include an estimate for the financed upfront MI amount.

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Rates Disclosure

Interest rates and APRs are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables - call for details. This is not a credit decision or a commitment to lend.  Mortgage insurance may be required. If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available. APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points"), and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan). Your monthly payment is not based on APR, but instead on the interest rate on your Note. Adjustable Rate Mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period.

Rates and APRs also assume owner occupied Single family residences with an 80 loan-to-value (20% Down payment).  Discount point have varied and can be found on www.freddiemac.com.  These mortgage averages are for loans in 1st Lien Position.  The historical Freddie Mac PMMS® data is provided "as is," with no warranties of any kind, express or implied, including, but not limited to, warranties of accuracy or implied warranties of merchantability or fitness for a particular purpose. Use of the data is at the user's sole risk. In no event will the advertiser on this app or Freddie Mac be liable for any damages arising out of or related to the data, including, but not limited to direct, indirect, incidental, special, consequential, or punitive damages, whether under a contract, tort, or any other theory of liability, even if Freddie Mac is aware of the possibility of such damages.

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WY Lender #2153/#MLO108, NE #279496, CO #100048788 Cindy Bradley & Wallick & Volk offers the following loan products: Credit Scores as Low as 580-----Conventional (as little as 5% down)-----VA (0% down)-----FHA (3.5% down)-----USDA/Rural Housing (0% down)-----WCDA (first-time home buyers and non-first-time home buyers)-----Welcome Home WY (with 4% down payment assistance)----- Jumbo-----203k Rehabilitation-----Spruce Up Rehabilitation-----Manufactured Housing-----Fixed & Adjustable Rate Mortgage Options ________________________________________ Cindy Bradley has been with Wallick & Volk for 15 years and out of 100 loan officers consistently remains the Company's top producing originator year after year. Cindy was recognized as the “Wyoming Lender of the Year” from the State’s Bond Servicing Agency, WCDA. This esteemed recognition was based on the quality and volume of the loans she originated in 2012. Cindy was also recognized by Mortgage Executive Magazine for qualifying among the Top 1% of mortgage originators in America in 2012 & 2013. Her outstanding reputation for response times, on-time closings, and efficiencies within the transaction, have elevated her to the next level of success. Within Wallick & Volk and the Cheyenne community she is known as a leader, role model and professional. Together with her one assistant, Eric Prior, they have designed and implemented many strategies that are used throughout the company to produce quality results and happy clients. Cindy, her husband Tom and three children are very active in local volunteering and community, as well as maintaining a busy schedule attending their youth sport functions!

DISCLAIMER

You are going to a 3rd party website and there is NO WARRANTY, expressed or implied, for the accuracy of this information or its applicability to your financial situation. Please consult your mortgage consultant.

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Ios288 04a9aec7f4a64476877ac19df1cd20bc
Cindy Bradley

Loan Officer

NMLS #279496

~Licensed in Wyoming, Colorado, & Nebraska~
Wallick & Volk, Inc. (Branch NMLS #287971)
229 Storey Blvd Ste B | Cheyenne, WY 82009

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Last Step! Register Your App!

On behalf of the entire Cindy Bradley Team at Wallick & Volk, we look forward to helping you navigate the complexities of mortgage financing! Our years of experience will help you along every step of the way and ensure a smooth home buying process. Use this mobile tool to quickly access resources and to contact us efficiently. Please register below so we may give you the best possible experience.